Cover for your business

What we can do for you

Plan & Protect offers you great value products to help you recognise your employees’ fantastic contributions to the business and look after them properly – it’s an investment that will reap rewards for everyone, year on year.

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Key Person Insurance

Also known as keyman insurance, If an important person in the business dies or is off work on long term sick due to a critical illness then the business is likely to suffer financially and possibly in reputation as well. We can set up an insurance that provides a cash injection to the business to hire a replacement quickly.

Director / Shareholder Protection

Share Protection allows the remaining partners, shareholding directors or members to remain in control of the business following the death of a business owner. In the event of a business owner dying or being diagnosed with a terminal or specified critical illness (if critical illness is added – which is an extra cost), share protection can be paid to your family (effectively paying to your family the agreed value of your shares) so that the remaining shareholders can continue to run the business.

Death In Service Relevant Life Cover

This is a life term assurance plan available to employers to provide an individual death in service benefit for an employee of a Limited Company. It’s designed to pay a lump sum if the person covered dies or is diagnosed with a terminal illness, whilst employed during the term.

Key criteria must be met to have this type of policy, but if it is met then huge potential savings can be made here by this HMRC approved plan.

Employee Benefits

In addition to Private Medical Insurance, we offer company cash plans. These plans are becoming increasingly popular as they offer a very cost-effective package that covers your HR Duty of Care to Staff responsibility.

For more information on our employee benefits, click here.

We partner with associates who can also offer childcare vouchers, corporate car parking and discounted corporate gym membership; we can also help businesses with employee engagement. Call us on 07725 585 817 to talk about how we can help you. We’ll put together a bespoke quotation based on what you need to ensure that your employees love working for you, and we’ll come to your business to introduce it to you all.

Call us on 07725 585 817 to talk about how we can help you

“The difference with Gina is she makes it really easy to understand what you're getting and you know that whichever cover you get, it's right for you.”

Lenny HamiltonNorthern Lights