What we cover

Whether you’re a single person, a couple, a family, or you’re looking for protection/benefits for your employees, Plan & Protect is here for you. We’ll never advise you to take cover you don’t need. We review your personal situation and your needs in detail and make sure you are covered at a price you can afford.

We want you to have choices: if you’re ill and can’t work, you need to be able to pay your bills.

Cover just for you

Whether you have a job or you’re self-employed, if anything goes wrong and you can’t work, you need to know your bills are covered.

Plan & Protect can help you find the best options to give you income cover which pays out a monthly sum.

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Cover for both of you

When you’re in a relationship, married or not, you probably have joint assets. So it’s vital to know who has control if the worst was to happen.
Whether it’s income protection, life cover or something completely different, Plan and Protect can give you the best advice to make sure you stay financially secure, even in a crisis.

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Cover for your family

If something were to happen to prevent you or your partner from working, or if one of you wasn’t there any more, how would you and your children cope? We will help you Plan for the unexpected and Protect what matters most so if there is a tragedy, you know the bills are covered.

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Cover for your business

As an employer, you have a Duty of Care to your Staff to consider. Plan & Protect offers company cash plans, a great cost-effective package that ensures your staff are cared for the way you’d want to be cared for.

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Cover for your employees

If something were to happen to prevent you or your partner from working, or if one of you wasn’t there any more, how would you and your children cope? We will help you Plan for the unexpected and Protect what matters most so if there is a tragedy, you know the bills are covered.

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“The difference with Gina is she makes it really easy to understand what you're getting and you know that whichever cover you get, it's right for you.”

Lenny HamiltonNorthern Lights