I recently started and family and also moved house which started me thinking for the first time in my life about how I would provide for my family if the worse was to happen? As I am a Director and employed by my own Limited Company Gina explained that there was a tax-efficient life cover that is HMRC approved that may suit my needs. Gina went through it with me and it was clear this was the lowest cost and most tax-efficient way for me to protect my family so we put it in place. Gina is an absolute pleasure to deal with and she doesn’t try to sell you anything you don’t want but simply looks at all your circumstances and makes recommendations on what you require. I would not hesitate to recommend Gina.